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Nobody likes to think about bad things happening on a trip. However, it’s important to be prepared for unlucky occurrences — no matter how unlikely most of them might be. One of the best ways to safeguard against unfortunate travel events is to take out a travel insurance policy before setting off. But how do you decide when and if you need it?

For starters, the main factor to consider here is how much can you afford for something to go wrong, particularly as it relates to your health and safety and your money and belongings. But even when considering various scenarios — like low-risk domestic travel and coverage from your existing health insurance — you’ll still find that having travel insurance can be an additional safety net when you’re on the road.

So, if you’re still on the fence and asking yourself “is travel insurance worth it?”, here are a few key reasons why it can be a huge benefit to have on your travels, as we all as some tips on what to look for when purchasing a policy.

Read my complete post at Miles Away.